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Financial technology (fintech) are new technologies leveraging the strength of artificial intelligence (AI), particularly machine learning, supervised learning and deep learning, as well as blockchain technology to disrupt traditional banking and financial sectors, while promising better value and convenience to consumers. Fields deeply tied to fintech include cryptocurrency, mobile payment and peer-to-peer lending. Bitcoin, Ethereum and Litecoin are currently the major players in the cryptocurrency market. Their prices are soaring as consumers and governments gradually realize the inevitable global paradigm shift to embrace cryptocurrencies which are more secure thanks to blockchain technology. Mobile payment is another territory in which many tech companies are fighting fiercely. Apple Pay, Samsung Pay, Google Wallet are leading the charge whereas WeChat and Alipay are strong in China and Southeast Asia. Peer-to-peer lending is a new method of debt financing that allows people to borrow and lend money without a financial institution. Harnessing technology and big data, P2P platforms connect borrowers to investors faster and cheaper than any bank. Market leaders include Lending Club, Prosper, Upstart and Funding Circle.